The CAMS IITM Fintech Innovation Lab (CIFIL) invites faculty members from reputed institutions to submit innovative, high-impact research proposals aimed at addressing critical challenges within the Fintech and BFSI (Banking, Financial Services, and Insurance) ecosystem.

Selected proposals may receive research funding, pilot deployment opportunities, and access to CIFIL’s innovation and incubation platform, enabling translation of research into industry-ready solutions.

We welcome proposals across (but not limited to) the following domains:

• Digital Payments

• Artificial Intelligence / Machine Learning

• Blockchain & Distributed Ledger Technologies

• Financial Inclusion

• Sustainability & ESG in Finance

• Cybersecurity & Fraud Prevention

Expected Outcomes

Proposals should aim to deliver one or more of the following commercialization-focused outcomes:

• Develop deployable fintech frameworks or models (e.g., fraud detection engines, credit risk models, ESG portfolio frameworks) ready for industry adoption.

• Build a validated prototype or MVP tested with real-world data and supported by measurable performance benchmarks.

• Create regulatory-compliant SOPs or operational playbooks for BFSI implementation (AI governance, cybersecurity, digital payments, etc.).

• Generate patentable intellectual property, including novel algorithms, architectures, or financial modeling methodologies.

• Deliver an industry pilot-ready solution with integration capability (API-ready modules or system-ready deployment).

• Provide a scalable product blueprint, including technical architecture, compliance pathway, and commercialization roadmap.

• Produce licensable technology or transferable solution packages for BFSI institutions or fintech partners.

• Establish a clear monetization and go-to-market strategy aligned with BFSI ecosystem requirements.

Submission Deadline: 28th February 2026